#!/usr/bin/env python

import sys
import os

"""
Author  : flo
date    : 2017.02.13
Purpose : example of finding out the amount of principle paid to mortgage lender per year.
        : 
Comments: Simulate the number of mortgage payments based on the loan amount
        : one can alter the number of months in the outer loop to reflict the
        : term for your mortgage, say change 13 to 25,2years; 13 to 37, 3 years, etc...
        : Will write an interactive one sometime soon !
        :
usage   : python mortgage.txt
usage   : python mortgage.txt > report.txt
"""

def count():
    # 250,000 is the amount from bank on a loan as an example
    tot, sum = 250000, 0
    # 12 months of the year
    for i in range (1,13):
        # assuming 30 days per-month
        for x in range(1, 31):
            # .0450 is the assume interest amount
            sum = tot * .0450 * (1.00/365.00)
            tot = sum + tot
            print "Month\t" + str(i) + " Day\t" + str(x) + "\t" + str(round(tot,2)) + "\t" + str(round(sum,2))
              
        # 650 is the amount of principle per month
        # forgot to factor in the amount leader has taken interests out initially/automatically
        # assume 300 is the amount a bank or lender has calculated for you each 12 month on an escrow plan
        # 650 is the principle amt in that escrow + additional principle you wish to add to your monthly
        # balance towards your mortgage
        tot = tot - ( 650 + 300 )


def main():
    count()


# calling main
if __name__ == "__main__":
    main()